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Payment Methods

Credit & Cheque Cards

Credit and cheque cards issued by Visa and Mastercard are the most popular and trusted online payment methods around the world. Including South Africa.
Mastercard and Visa logos

Reach customers around the world with the most popular online payment method

Receive payments instantly from anywhere around the world in ZAR with Visa and Mastercard issued credit and cheque cards. We process local and international credit card payments with a variety of fraud protection mechanisms in place to minimise the risk of chargebacks.

gold, blue and grey credit cards overlaid on earth
How credit and cheque cards work

During the checkout process, buyers are prompted to enter their credit or cheque card details.


The 3D Secure page will then appear where they will need to authenticate themselves with their bank using either a password or one-time PIN (OTP).


Buyers can then make the payment, which once processed will show in your PayFast account.

credit card payment procedure example

Benefits of credit and cheque cards

Popular payment method and easy to use

Receive local and international payments in ZAR

Built-in fraud protection to minimise the risk of chargebacks

Ability to tokenize card details for recurring subscription or single click-style payments

Only pay a small all-in-one transaction fee when you make a sale

Quickly action refunds via the PayFast dashboard

Simple, transparent pricing

Simple, transparent pricing

No setup, monthly or hidden fees. Fees are negotiable based on online sales volumes.

Start using PayFast today

Our online registration process makes it easy for you to sign up for an Individual, Business or Cause account.

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